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Additional Counties Added and Deadline Approaching for Physical Damage Loans for NonProfit Organizations in Florida

Additional Counties Added and Deadline Approaching for Physical Damage
Loans for NonProfit Organizations in Florida

ATLANTA – The U.S. Small Business Administration (SBA) announced today that Baker, Charlotte,
Duval, and Nassau counties in Florida are now included as primary counties in the disaster declaration
for eligible PNP organizations to apply for low-interest disaster loans for damages as a result of
Hurricane Idalia that occurred Aug. 27 through Sept. 4, 2023.

Eligible PNP organizations in the following Florida counties may apply: Baker, Charlotte, Citrus, Dixie,
Duval, Franklin, Gadsden, Hamilton, Hernando, Lafayette, Leon, Levy, Madison, Nassau, Suwannee,
Taylor, and Wakulla. Examples of eligible non-critical PNP organizations include, but are not limited to,
food kitchens, homeless shelters, museums, libraries, community centers, schools, and colleges.

PNP organizations may borrow up to $2 million to repair or replace damaged or destroyed real estate,
machinery and equipment, inventory, and other business assets. The interest rate is 2.375%, with
terms up to 30 years.

Applicants may be eligible for a loan amount increase of up to 20 percent of their physical damages, as
verified by the SBA, for mitigation purposes. Eligible mitigation improvements might include insulating
pipes, walls and attics, weather stripping doors and windows, and installing storm windows to help
protect property and occupants from future damage.

The SBA also offers Economic Injury Disaster Loans (EIDL) to help meet working capital needs, such as
ongoing operating expenses for PNP organizations. EIDL assistance is available regardless of whether
the organization suffered any physical property damage.

PNP organizations are urged to contact their county’s emergency manager to provide information
about their organization. The information will be submitted to FEMA to determine eligibility for a Public
Assistance grant or whether the PNP should be referred to SBA for disaster loan assistance. Applicants
may apply online using the Electronic Loan Application (ELA) via the SBA’s secure
website at and should apply under SBA declaration # 18145.

Disaster loan information and application forms may also be obtained by calling the SBA’s Customer
Service Center at 800-659-2955 (if you are deaf, hard of hearing, or have a speech disability, please dial
7-1-1 to access telecommunications relay services), or by sending an email
to Loan applications can be downloaded from the SBA’s website
at Completed applications should be mailed to: U.S. Small Business Administration,
Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.

The filing deadline to submit applications for physical property damage is Nov. 8, 2023. The deadline
to submit economic injury applications is June 10, 2024.

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