Insurance - General
Preparing for Tomorrow. Today
Long term care (LTC) can drain your life savings and take a toll on family members who unexpectedly must serve as caregiver. The cost of home care, assisted living and nursing homes continues to escalate. According to some estimates, as many as 69% of the population will need some form of care after the age of 65, and many of those without insurance will see their nest eggs gobbled quickly with the high cost of long term care. Yet fewer than 7% of Americans have purchased LTC insurance. Marsha Reiniers Insurance Services provides advice for those who want peace-of-mind in knowing they have a plan in place for the day 'what if' happens. Her clients typically begin planning in their 50's.
Marsha helps people of all ages with life insurance needs, and specializes in life insurance for estate planning. She offers annuity products for retirement planning with guaranteed income options, and Medicare Supplement Insurance and Prescription Drug Plans.